Plan the expensive decision

Finance calculators for Indian businesses.

Use these quick models to compare a loan commitment, a valuation assumption, an employee benefit or an import landed cost. Verify the final position with the lender, payroll professional, tax adviser or customs broker.

Business loan cost

Include processing fee in the borrowing cost instead of comparing EMI alone.

Enter assumptions to compare the total commitment.
Planning estimate; compare the lender’s KFS, APR, fees and repayment schedule.

Startup valuation (simple)

A transparent revenue-multiple model for an early discussion—not a DCF or investment recommendation.

Enter assumptions to see the model.
Use comparable transactions and professional advice before relying on a valuation.

Gratuity estimate

Estimate the statutory formula for an eligible employee; confirm coverage and service facts with payroll.

Enter the eligible service period.
Formula uses 15/26 for each completed year; verify the applicable law and facts.

Import landed-cost model

Combine assessable value, customs duty and IGST assumptions to plan a purchase.

Enter the import assumptions.
Confirm tariff classification, exemptions, cess, exchange rate and customs documents.

Source and review discipline

These models are deliberately transparent. Change the assumptions, keep the date and source beside your working paper, and verify current rules before a filing, loan, employment decision or import declaration.

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